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 =?ISO-8859-1?Q?tatements_Workshop_=28for_non-finance=29?=
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Designed to provide basic knowledge    of  accounting and finance for exe=
cutives and managers in marketing,     operations, HR and IT, entrepreneu=
rs and self-employed professionals     with non-finance background, this =
workshop demystifies finance by     explaining simply and clearly what th=
e key financial statements mean,     how they work and relate to each oth=
er and how to apply key management     ratios to evaluate the strengths a=
nd weaknesses of the business     operations. Published accounts of publi=
c-listed companies and corporate     development, both local and overseas=
, will be used to facilitate     practical learning.&nbsp;




Key T=
opics:
Learning about Financial Statements =20

Nature &amp; role of a=
ccounting
Desirable qualities of a financial report
Accounting as an in=
formation system
Financial &amp; management accounting compared
Fundame=
ntal accounting assumptions
Accounting policies
Objectives of financial=
 statements: User groups &amp; their areas of interest

Basic Financial=
 Statements&nbsp;
(1) Balance Sheet

Source &amp; use of funds approac=
h
Vertical format presentation
Current assets
Fixed assets
Liabilitie=
s
Shareholders' funds
Capital employed
Net worth
Working capital
Lon=
g &amp; short balance sheet analysis

(2) Profit &amp; Loss Account

=
Timing adjustments
Distribution or appropriation of profits

(3) Cash =
Flow Statement

Operating cash cycle
Relationship between depreciation=
 &amp; cash flow
Non-operating cash outflows &amp; inflows&nbsp;

Inte=
rpreting Auditors' Reports

Objectives &amp; scope of audit
Reasonable=
 assurance
True &amp; fair view
Auditors' opinion: Unqualified, emphasi=
s of matters, qualified, disclaimer, adverse opinion&nbsp;

Analysing P=
erformance of an Enterprise
(1) Liquidity Ratios

Importance of liquid=
ity
Application, case studies &amp; interpretation techniques

(2) Pro=
fitability Ratios

Importance of profitability
Return on investment
D=
rivers of margin on sales
Drivers of sales to total assets
Operating pr=
ofit model
Application, case studies &amp; interpretation techniques

=
(3) Solvency Ratios

Importance of solvency
Application, case studies =
&amp; interpretation techniques

(4) Asset Management
(5) Ratios

Im=
portance of asset management
Application, case studies &amp; interpretat=
ion techniques

(6) Stock Market Ratios

Application, case studies &a=
mp; interpretation techniques&nbsp;

Trainer:&nbsp;Mr Lim Kaim Soon (vi=
ew profile)&nbsp;
Date : Wednesday, 10 May 2023
Venue : Carlton Hotel, =
76 Bras Basah Road&nbsp;
Time : 9:00am to 5:00pm (Registration starts at=
 8:45am)&nbsp;
Fee : $328 per participant (inclusive of Course Materials=
, Writing Stationery, Buffet Lunch and Refreshments)&nbsp;
Types of Fund=
ing available&nbsp;
1)&nbsp;SDF Funding&nbsp;&nbsp;&nbsp; $14 per partic=
ipant is available for company-sponsored participants who are Singaporean=
s/PRs&nbsp; &nbsp; For more information, please visit&nbsp;www.ssg.gov.sg=
/programmes-and-initiatives/funding/funding-for-employer-based-training.h=
tml&nbsp;
2)&nbsp;SkillsFuture Credit&nbsp;
&nbsp;&nbsp;&nbsp;You may u=
tilise your SkillsFuture     Credit to fund the course fee of this worksh=
op. It must be an     individual-initiated attendance and not under compa=
ny training     arrangement.&nbsp;&nbsp;&nbsp; For more information, plea=
se visit&nbsp;www.myskillsfuture.gov.sg/content/portal/en/career-resource=
s/career-resources/education-career-personal-development/SkillsFuture_Cre=
dit.html=20
To sign up for the workshop,&nbsp;please&nbsp;register&nbsp;=
online&nbsp;so     that we may reserve a seat for you. Once we have recei=
ved your     registration details, we will send you a confirmation email =
along with     an invoice to facilitate your payment.&nbsp;






=



















Since                              =
         2007,  TAKX Solutions has trained       more      than        15=
,000              participants     from        over     6,000        orga=
nisations     with  our    range    of           GST,   tax,      finance=
,        risk          management  and          international    trade   =
            documentation       workshops.    In     the            comin=
g   weeks,  Takx         Solutions     will        be      conducting  th=
e          following            workshops:&nbsp;
&nbsp;
Taxation&nbsp;
=





































=





































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=





































=

































Withhol=
ding Tax on 5 May (Fri)
Mastering the Basic &amp; Intermediate Concepts =
of GST on 18 May (Thu)
Introduction to Transfer Pricing on 24 May (Wed)
=

Preparing for GST Rate Change webinar on 8 Jun (Wed)
GST: Zero-Rating f=
or International Services &amp; Exports on 15 Jun (Thu)
Preparing for GS=
T Rate Change workshop (classroom-based) on 20 Jun (Tue)
Fundamentals of=
 Corporate Tax on 21 Jul (Fri)


Finance / Accounting&nbsp; =20

A P=
ractical Guide to 2023 FRS Updates on 5 May (Fri)
Effective Credit Contr=
ol &amp; Debt Recovery on 25 May (Thu)
Introduction to Data Analytics fo=
r Accountants with Power BI on 25 May (Thu)
Business Writing to Collect =
Debts on 21 Jun (Wed)
Introduction to Consolidated Accounts on 28 Jul (F=
ri)
Introduction to Process Automation for Accountants with Power Query =
on 29 Aug (Tue)
Accounting for Deferred Tax on 29 Sep (Fri)

Internati=
onal Trade Documentation

How to Handle Export LCs &amp; BLs: Understan=
ding the ISBP 745 &amp; Clarifications to UCP 600 on 28 Apr (Fri)
The Ba=
sics of Import/Export &amp; International Trade on 24 May (Wed)
Understa=
nding the Essentials of Letters of Credit on 26 May (Fri)
Understanding =
Incoterms 2020 on 23 Jun (Fri)
Understanding Pitfalls in LC Transactions=
 on 11 Jul (Tue)


Finance for Non-Finance

Effective Cash Flow Mana=
gement, Budgeting &amp; Analysis on 14 Jun (Wed)












=



To find out more about these workshops and to download the registrat=
ion forms, please visit&nbsp;www.takx.com.sg














=





































=





































=





































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=





































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=




























In the mean time,=
 if you have any enquiries, I'll be glad to answer them on tel: 6293 9068=
=2E
Looking forward to your participation in our workshop!&nbsp;



=



Jay Goh&nbsp;TAKX Solutions Pte LtdTel: 6293 9068We've moved! We're=
 now located at:&nbsp;960 Dunearn Road #06-25Singapore 589486WEBSITE:&nbs=
p;http://www.takx.com.sg&nbsp;





Note: To unsubscribe from this =
mailing list, please reply to this message and indicate UNSUBSCRIBE in th=
e subject header.



























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=20














--=_54wfhJfZobUDFbPh+XRnqtrlTm7ux54u7t43hpU6o+O3ETw3
Content-Type: text/html; charset=iso-8859-15
Content-Transfer-Encoding: quoted-printable

<p><span style=3D"font-size: small;">Designed to provide basic knowledge =
   of  accounting and finance for executives and managers in marketing,  =
   operations, HR and IT, entrepreneurs and self-employed professionals  =
   with non-finance background, this workshop demystifies finance by     =
explaining simply and clearly what the key financial statements mean,    =
 how they work and relate to each other and how to apply key management  =
   ratios to evaluate the strengths and weaknesses of the business     op=
erations. Published accounts of public-listed companies and corporate    =
 development, both local and overseas, will be used to facilitate     pra=
ctical learning.&nbsp;</span></p>
<div>
<div lang=3D"x-western">
<div =
lang=3D"x-western">
<div lang=3D"x-western">
<p><strong><span style=3D"=
font-size: small;"><span style=3D"font-size: small;">Key Topics:</span></=
span></strong></p>
<span style=3D"font-size: small;"><strong>Learning ab=
out Financial Statements</strong><br /> </span>=20
<ul>
<li><span style=
=3D"font-size: small;"><span style=3D"font-size: small;">Nature &amp; rol=
e of accounting</span></span></li>
<li><span style=3D"font-size: small;"=
><span style=3D"font-size: small;">Desirable qualities of a financial rep=
ort</span></span></li>
<li><span style=3D"font-size: small;"><span style=
=3D"font-size: small;">Accounting as an information system</span></span><=
/li>
<li><span style=3D"font-size: small;"><span style=3D"font-size: sma=
ll;">Financial &amp; management accounting compared</span></span></li>
<=
li><span style=3D"font-size: small;"><span style=3D"font-size: small;">Fu=
ndamental accounting assumptions</span></span></li>
<li><span style=3D"f=
ont-size: small;"><span style=3D"font-size: small;">Accounting policies</=
span></span></li>
<li><span style=3D"font-size: small;"><span style=3D"f=
ont-size: small;">Objectives of financial statements: User groups &amp; t=
heir areas of interest</span></span></li>
</ul>
<p><span style=3D"font-=
size: small;"><span style=3D"font-size: small;"><strong>Basic Financial S=
tatements</strong>&nbsp;</span></span></p>
<p><strong><span style=3D"fon=
t-size: small;"><span style=3D"font-size: small;">(1) Balance Sheet</span=
></span></strong></p>
<ul>
<li><span style=3D"font-size: small;"><span =
style=3D"font-size: small;">Source &amp; use of funds approach</span></sp=
an></li>
<li><span style=3D"font-size: small;"><span style=3D"font-size:=
 small;">Vertical format presentation</span></span></li>
<li><span style=
=3D"font-size: small;"><span style=3D"font-size: small;">Current assets</=
span></span></li>
<li><span style=3D"font-size: small;"><span style=3D"f=
ont-size: small;">Fixed assets</span></span></li>
<li><span style=3D"fon=
t-size: small;"><span style=3D"font-size: small;">Liabilities</span></spa=
n></li>
<li><span style=3D"font-size: small;"><span style=3D"font-size: =
small;">Shareholders' funds</span></span></li>
<li><span style=3D"font-s=
ize: small;"><span style=3D"font-size: small;">Capital employed</span></s=
pan></li>
<li><span style=3D"font-size: small;"><span style=3D"font-size=
: small;">Net worth</span></span></li>
<li><span style=3D"font-size: sma=
ll;"><span style=3D"font-size: small;">Working capital</span></span></li>=

<li><span style=3D"font-size: small;"><span style=3D"font-size: small;"=
>Long &amp; short balance sheet analysis</span></span></li>
</ul>
<p><s=
trong><span style=3D"font-size: small;"><span style=3D"font-size: small;"=
>(2) Profit &amp; Loss Account</span></span></strong></p>
<ul>
<li><spa=
n style=3D"font-size: small;"><span style=3D"font-size: small;">Timing ad=
justments</span></span></li>
<li><span style=3D"font-size: small;"><span=
 style=3D"font-size: small;">Distribution or appropriation of profits</sp=
an></span></li>
</ul>
<p><strong><span style=3D"font-size: small;"><spa=
n style=3D"font-size: small;">(3) Cash Flow Statement</span></span></stro=
ng></p>
<ul>
<li><span style=3D"font-size: small;"><span style=3D"font-=
size: small;">Operating cash cycle</span></span></li>
<li><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Relationship betwee=
n depreciation &amp; cash flow</span></span></li>
<li><span style=3D"fon=
t-size: small;"><span style=3D"font-size: small;">Non-operating cash outf=
lows &amp; inflows&nbsp;</span></span></li>
</ul>
<p><strong><span styl=
e=3D"font-size: small;"><span style=3D"font-size: small;">Interpreting Au=
ditors' Reports</span></span></strong></p>
<ul>
<li><span style=3D"font=
-size: small;"><span style=3D"font-size: small;">Objectives &amp; scope o=
f audit</span></span></li>
<li><span style=3D"font-size: small;"><span s=
tyle=3D"font-size: small;">Reasonable assurance</span></span></li>
<li><=
span style=3D"font-size: small;"><span style=3D"font-size: small;">True &=
amp; fair view</span></span></li>
<li><span style=3D"font-size: small;">=
<span style=3D"font-size: small;">Auditors' opinion: Unqualified, emphasi=
s of matters, qualified, disclaimer, adverse opinion&nbsp;</span></span><=
/li>
</ul>
<p><strong><span style=3D"font-size: small;"><span style=3D"=
font-size: small;">Analysing Performance of an Enterprise</span></span></=
strong></p>
<p><strong><span style=3D"font-size: small;"><span style=3D"=
font-size: small;">(1) Liquidity Ratios</span></span></strong></p>
<ul>
=

<li><span style=3D"font-size: small;"><span style=3D"font-size: small;">=
Importance of liquidity</span></span></li>
<li><span style=3D"font-size:=
 small;"><span style=3D"font-size: small;">Application, case studies &amp=
; interpretation techniques</span></span></li>
</ul>
<p><strong><span s=
tyle=3D"font-size: small;"><span style=3D"font-size: small;">(2) Profitab=
ility Ratios</span></span></strong></p>
<ul>
<li><span style=3D"font-si=
ze: small;"><span style=3D"font-size: small;">Importance of profitability=
</span></span></li>
<li><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">Return on investment</span></span></li>
<li><span st=
yle=3D"font-size: small;"><span style=3D"font-size: small;">Drivers of ma=
rgin on sales</span></span></li>
<li><span style=3D"font-size: small;"><=
span style=3D"font-size: small;">Drivers of sales to total assets</span><=
/span></li>
<li><span style=3D"font-size: small;"><span style=3D"font-si=
ze: small;">Operating profit model</span></span></li>
<li><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Application, case s=
tudies &amp; interpretation techniques</span></span></li>
</ul>
<p><str=
ong><span style=3D"font-size: small;"><span style=3D"font-size: small;">(=
3) Solvency Ratios</span></span></strong></p>
<ul>
<li><span style=3D"f=
ont-size: small;"><span style=3D"font-size: small;">Importance of solvenc=
y</span></span></li>
<li><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">Application, case studies &amp; interpretation techni=
ques</span></span></li>
</ul>
<p><strong><span style=3D"font-size: smal=
l;"><span style=3D"font-size: small;">(4) Asset Management</span></span><=
/strong></p>
<p><strong><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">(5) Ratios</span></span></strong></p>
<ul>
<li><spa=
n style=3D"font-size: small;"><span style=3D"font-size: small;">Importanc=
e of asset management</span></span></li>
<li><span style=3D"font-size: s=
mall;"><span style=3D"font-size: small;">Application, case studies &amp; =
interpretation techniques</span></span></li>
</ul>
<p><strong><span sty=
le=3D"font-size: small;"><span style=3D"font-size: small;">(6) Stock Mark=
et Ratios</span></span></strong></p>
<ul>
<li><span style=3D"font-size:=
 small;"><span style=3D"font-size: small;">Application, case studies &amp=
; interpretation techniques&nbsp;</span></span></li>
</ul>
<p><span sty=
le=3D"font-size: small;"><span style=3D"font-size: small;"><strong>Traine=
r:&nbsp;<a href=3D"http://www.takx.com.sg/trainers/lim-kaim-soon/" target=
=3D"_blank">Mr Lim Kaim Soon (view profile)</a></strong>&nbsp;<strong><br=
 /></strong></span></span></p>
<p><strong><span style=3D"font-size: smal=
l;"><span style=3D"font-size: small;">Date : Wednesday, 10 May 2023</span=
></span></strong></p>
<p><span style=3D"font-size: small;"><span style=3D=
"font-size: small;"><strong>Venue : Carlton Hotel, 76 Bras Basah Road</st=
rong>&nbsp;</span></span></p>
<p><span style=3D"font-size: small;"><span=
 style=3D"font-size: small;"><strong>Time : 9:00am to 5:00pm (Registratio=
n starts at 8:45am)</strong>&nbsp;</span></span></p>
<p><span style=3D"f=
ont-size: small;"><span style=3D"font-size: small;"><strong>Fee : $328 pe=
r participant (inclusive of Course Materials, Writing Stationery, Buffet =
Lunch and Refreshments)</strong>&nbsp;</span></span></p>
<p><span style=3D=
"font-size: small;"><span style=3D"font-size: small;"><strong>Types of Fu=
nding available</strong><strong>&nbsp;</strong></span></span></p>
<p><sp=
an style=3D"font-size: small;"><span style=3D"font-size: small;">1)&nbsp;=
<strong>SDF Funding</strong><br />&nbsp;&nbsp;&nbsp; $14 per participant =
is available for company-sponsored participants who are Singaporeans/PRs<=
br />&nbsp; &nbsp; For more information, please visit&nbsp;<a href=3D"htt=
ps://www.ssg.gov.sg/programmes-and-initiatives/funding/funding-for-employ=
er-based-training.html">www.ssg.gov.sg/programmes-and-initiatives/funding=
/funding-for-employer-based-training.html</a>&nbsp;</span></span></p>
<p=
><span style=3D"font-size: small;"><span style=3D"font-size: small;">2)&n=
bsp;<strong>SkillsFuture Credit</strong>&nbsp;</span></span></p>
<span s=
tyle=3D"font-size: small;">&nbsp;&nbsp;&nbsp;You may utilise your SkillsF=
uture     Credit to fund the course fee of this workshop. It must be an  =
   individual-initiated attendance and not under company training     arr=
angement.<br />&nbsp;&nbsp;&nbsp; For more information, please visit&nbsp=
;<strong><a href=3D"https://www.myskillsfuture.gov.sg/content/portal/en/c=
areer-resources/career-resources/education-career-personal-development/Sk=
illsFuture_Credit.html">www.myskillsfuture.gov.sg/content/portal/en/caree=
r-resources/career-resources/education-career-personal-development/Skills=
Future_Credit.html</a></strong> </span>
<p><span style=3D"font-size: sma=
ll;"><span style=3D"font-size: small;">To sign up for the workshop,&nbsp;=
<strong>please&nbsp;</strong><strong><a href=3D"https://www.takx.com.sg/c=
omponents/workshops/understanding-financial-statements-for-non-finance-pe=
rsonnel.html" target=3D"_blank">register&nbsp;online</a>&nbsp;</strong>so=
     that we may reserve a seat for you. Once we have received your     r=
egistration details, we will send you a confirmation email along with    =
 an invoice to facilitate your payment.&nbsp;</span></span></p>
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
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western"><span style=3D"font-size: small;"><span style=3D"font-size: smal=
l;">Since                                       2007,  TAKX Solutions has=
 trained       more      than        15,000              participants    =
 from        over     6,000        organisations     with  our    range  =
  of           GST,   tax,      finance,        risk          management =
 and          international    trade               documentation       wo=
rkshops.    In     the            coming   weeks,  Takx         Solutions=
     will        be      conducting  the          following            wo=
rkshops:&nbsp;</span></span></div>
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"font-size: small;"><span style=3D"font-size: small;">&nbsp;</span></span=
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<div lang=3D"x-western"><strong><span style=3D"font-size: small;=
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ern">
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-western">
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<div lang=3D"x-western">
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<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<ul>
<li><span style=3D"font-size: small;">Withholding Tax on 5 Ma=
y (Fri)</span></li>
<li><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">Mastering the Basic &amp; Intermediate Concepts of GS=
T on 18 May (Thu)</span></span></li>
<li><span style=3D"font-size: small=
;"><span style=3D"font-size: small;">Introduction to Transfer Pricing on =
24 May (Wed)</span></span></li>
<li><span style=3D"font-size: small;"><s=
pan style=3D"font-size: small;">Preparing for GST Rate Change webinar on =
8 Jun (Wed)</span></span></li>
<li><span style=3D"font-size: small;"><sp=
an style=3D"font-size: small;">GST: Zero-Rating for International Service=
s &amp; Exports on 15 Jun (Thu)</span></span></li>
<li><span style=3D"fo=
nt-size: small;"><span style=3D"font-size: small;">Preparing for GST Rate=
 Change workshop (classroom-based) on 20 Jun (Tue)</span></span></li>
<l=
i><span style=3D"font-size: small;"><span style=3D"font-size: small;">Fun=
damentals of Corporate Tax on 21 Jul (Fri)</span></span></li>
</ul>
</d=
iv>
<div lang=3D"x-western"><span style=3D"font-size: small;"><strong>Fi=
nance / Accounting&nbsp;</strong><br /> </span>=20
<ul>
<li><span style=
=3D"font-size: small;"><span style=3D"font-size: small;">A Practical Guid=
e to 2023 FRS Updates on 5 May (Fri)</span></span></li>
<li><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Effective Credit Co=
ntrol &amp; Debt Recovery on 25 May (Thu)</span></span></li>
<li><span s=
tyle=3D"font-size: small;"><span style=3D"font-size: small;">Introduction=
 to Data Analytics for Accountants with Power BI on 25 May (Thu)</span></=
span></li>
<li><span style=3D"font-size: small;"><span style=3D"font-siz=
e: small;">Business Writing to Collect Debts on 21 Jun (Wed)</span></span=
></li>
<li><span style=3D"font-size: small;"><span style=3D"font-size: s=
mall;">Introduction to Consolidated Accounts on 28 Jul (Fri)</span></span=
></li>
<li><span style=3D"font-size: small;"><span style=3D"font-size: s=
mall;">Introduction to Process Automation for Accountants with Power Quer=
y on 29 Aug (Tue)</span></span></li>
<li><span style=3D"font-size: small=
;"><span style=3D"font-size: small;">Accounting for Deferred Tax on 29 Se=
p (Fri)</span></span></li>
</ul>
<p><strong><span style=3D"font-size: s=
mall;"><span style=3D"font-size: small;">International Trade Documentatio=
n</span></span></strong></p>
<ul>
<li><span style=3D"font-size: small;"=
><span style=3D"font-size: small;">How to Handle Export LCs &amp; BLs: Un=
derstanding the ISBP 745 &amp; Clarifications to UCP 600 on 28 Apr (Fri)<=
/span></span></li>
<li><span style=3D"font-size: small;"><span style=3D"=
font-size: small;">The Basics of Import/Export &amp; International Trade =
on 24 May (Wed)</span></span></li>
<li><span style=3D"font-size: small;"=
><span style=3D"font-size: small;">Understanding the Essentials of Letter=
s of Credit on 26 May (Fri)</span></span></li>
<li><span style=3D"font-s=
ize: small;"><span style=3D"font-size: small;">Understanding Incoterms 20=
20 on 23 Jun (Fri)</span></span></li>
<li><span style=3D"font-size: smal=
l;"><span style=3D"font-size: small;">Understanding Pitfalls in LC Transa=
ctions on 11 Jul (Tue)</span></span></li>
</ul>
</div>
<p><strong><spa=
n style=3D"font-size: small;"><span style=3D"font-size: small;">Finance f=
or Non-Finance</span></span></strong></p>
<ul>
<li><span style=3D"font-=
size: small;"><span style=3D"font-size: small;">Effective Cash Flow Manag=
ement, Budgeting &amp; Analysis on 14 Jun (Wed)</span></span></li>
</ul>=

</div>
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<div lang=3D"x-western">
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a href=3D"http://www.takx.com.sg/" target=3D"_blank">www.takx.com.sg</a><=
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<p><span sty=
le=3D"font-size: small;"><span style=3D"font-size: small;">In the mean ti=
me, if you have any enquiries, I'll be glad to answer them on tel: 6293 9=
068.</span></span></p>
<p><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">Looking forward to your participation in our workshop=
!&nbsp;</span></span></p>
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn"><address>
<div lang=3D"x-western">
<div lang=3D"x-western">
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ang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"><ad=
dress><span style=3D"font-size: small;"><span style=3D"font-size: small;"=
>Jay Goh</span></span></address><address><span style=3D"font-size: small;=
"><span style=3D"font-size: small;">&nbsp;</span></span></address><addres=
s><span style=3D"font-size: small;"><span style=3D"font-size: small;">TAK=
X Solutions Pte Ltd</span></span></address><address><span style=3D"font-s=
ize: small;"><span style=3D"font-size: small;">Tel: 6293 9068</span></spa=
n></address><address><strong><span style=3D"font-size: small;"><span styl=
e=3D"font-size: small;">We've moved! We're now located at:&nbsp;</span></=
span></strong></address><address><span style=3D"font-size: small;"><span =
style=3D"font-size: small;">960 Dunearn Road #06-25</span></span></addres=
s><address><span style=3D"font-size: small;"><span style=3D"font-size: sm=
all;">Singapore 589486</span></span></address><address><span style=3D"fon=
t-size: small;"><span style=3D"font-size: small;">WEBSITE:&nbsp;<a href=3D=
"http://www.takx.com.sg/" target=3D"_blank">http://www.takx.com.sg</a></s=
pan></span></address><address><span style=3D"font-size: small;"><span sty=
le=3D"font-size: small;"><a href=3D"http://www.takx.com.sg/" target=3D"_b=
lank"></a>&nbsp;</span></span></address></div>
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<p><strong><span style=3D"font-size: sma=
ll;"><span style=3D"font-size: small;">Note: To unsubscribe from this mai=
ling list, please reply to this message and indicate UNSUBSCRIBE in the s=
ubject header.</span></span></strong></p>
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