File: /home/panama/mail/panamaemb.org.sg/issccsr/new/1764559514.H795158P7305.vps.panamaemb.org.sg,S=23302
Return-path: <mailer@sgmailmerge.com>
Envelope-to: issccsr@panamaemb.org.sg
Delivery-date: Mon, 01 Dec 2025 11:25:14 +0800
Received: from spfilter-4.secure-dns.net ([72.18.130.39]:35084)
by vps.panamaemb.org.sg with esmtps (TLSv1:DHE-RSA-AES256-SHA:256)
(Exim 4.87)
(envelope-from <mailer@sgmailmerge.com>)
id 1vPuXK-0001sH-AB
for issccsr@panamaemb.org.sg; Mon, 01 Dec 2025 11:25:14 +0800
X-DKIM-Failure: bodyhash_mismatch
Received: from sgmailmerge.com ([64.20.55.85])
by spfilter-4.secure-dns.net with esmtps (TLS1.2) tls TLS_RSA_WITH_AES_128_GCM_SHA256
(Exim 4.94.2)
(envelope-from <mailer@sgmailmerge.com>)
id 1vPuWO-006kTg-RJ
for issccsr@panamaemb.org.sg; Sun, 30 Nov 2025 20:24:31 -0700
Received: from ns3.paracleese.net (kcacademy.biz [209.159.152.194])
(Authenticated sender: mailer@sgmailmerge.com)
by sgmailmerge.com (Postfix) with ESMTPA id 3E85A6A3828
for <issccsr@panamaemb.org.sg>; Mon, 1 Dec 2025 10:26:48 +0800 (+08)
DKIM-Filter: OpenDKIM Filter v2.11.0 sgmailmerge.com 3E85A6A3828
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=sgmailmerge.com;
s=sgmm; t=1764556008;
bh=TGKoZsCoCvMXxS0/Cz5dN6dBccR1Js3BNwA3+/cBmyw=;
h=Subject:From:To:Date:From;
b=E3/JHByeVk4GGN4p/L5f6ZDm3kqVGwx/K0LjOcmYprW6qHRyUUCFsa6+yfgmmBJo5
H2Lw8RQllnISnVmU6K7ocn8yhyiVpf/kR3XiUz8SX79xj30w7b1FuXK8TT0wdwkMuF
LqSo/k+A2Ko56Zb9t4igOxPoHBBSiruU+DXrv/OLSXBQ/vHpmUv8ec3duMy1b++h8y
t6dbop7sRnWBXtBRP9tMkKs4w0SEQepm5rfM9gUjY/ZZ6iT3jgl7JhgPQ6ahMjxP+8
Qp+HyExd6/X0uGmRfM2m4x4Hqh+7iotu0JPLtgZQFhJIG09FGepGWhwh5Ofl1YNCca
HtMnYHstuBo3w==
Subject: =?ISO-8859-1?Q?=3C_A_D_V_=3E_12_Dec_=7C_Payroll_Administration_Wo?=
=?ISO-8859-1?Q?rkshop?=
From: Takx Training by Takx Solutions <mailer@sgmailmerge.com>
To: issccsr@panamaemb.org.sg
Date: Mon, 1 Dec 2025 10:23:18 +0800
Mime-Version: 1.0
Content-Type: multipart/alternative;
boundary="=_mMfbvQcPWUGHm76cqyOpSpFCXP13-aGgOvCOv3ArW1fpmCZV"
Received-SPF: pass (spfilter-4.secure-dns.net: domain of sgmailmerge.com designates 64.20.55.85 as permitted sender) client-ip=64.20.55.85; envelope-from=mailer@sgmailmerge.com; helo=sgmailmerge.com;
X-SPF-Result: spfilter-4.secure-dns.net: domain of sgmailmerge.com designates 64.20.55.85 as permitted sender
Authentication-Results: spfilter-4.secure-dns.net;
iprev=pass (sgmailmerge.com) smtp.remote-ip=64.20.55.85;
spf=pass smtp.mailfrom=sgmailmerge.com;
dkim=fail (body hash mismatch; body probably modified in transit)
header.d=sgmailmerge.com header.s=sgmm header.a=rsa-sha256;
dmarc=pass header.from=sgmailmerge.com
Authentication-Results: secure-dns.net; spf=pass smtp.mailfrom=mailer@sgmailmerge.com; dkim=fail (bodyhash_mismatch) header.i=sgmailmerge.com
X-SpamExperts-Class: unsure
X-SpamExperts-Evidence: Combined (0.74)
X-Recommended-Action: accept
X-Filter-ID: 9kzQTOBWQUFZTohSKvQbgGdxPfj+qxKlSxny+GBJ1qa6Xma/kqWxFzmUkb4V2LFXT6BGho8izriY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X-Report-Abuse-To: spam@spfilter-1.secure-dns.net
X-Complaints-To: abuse@spfilter-1.secure-dns.net
This is a multi-part message in MIME format. Your mail reader does not
understand MIME message format.
--=_mMfbvQcPWUGHm76cqyOpSpFCXP13-aGgOvCOv3ArW1fpmCZV
Content-Type: text/plain; charset=iso-8859-15
Content-Transfer-Encoding: quoted-printable
Payroll administration is an important aspect of HR =
management. Tax and labour laws govern payroll =
issues, so competency in these areas and knowledge =
of best practices are essential. The Payroll Admin=
istration workshop by KC Academy is an =
introductory workshop that will introduce the key=
concepts of payroll administration to participants =
and equip them with the knowledge to establish =
a payroll administration framework, eliminate=
/minimise payroll problems, face payroll questions =
and answer them confidently, as well as become =
proficient in computing payroll and overall payro=
ll administration.
Trainer: Mr Noel Khng (view profi=
le)
Key Topics:
Payroll administration - objectives and s=
takeholders
Identifying an employer-employee relationship
Latest change=
s to labour laws impacting payroll administration
Communicating the payr=
oll compliance requirements to various stakeholders
Applying the relevan=
t legislation to payroll, including:
(a) Employment Act
=
Salary structures for locals and foreigners, authorised deductions
Calc=
ulating payments of monthly / weekly / daily / ho=
urly wages, notice pay, rest day / PH work, encas=
hment of annual leave, maternity leave and NS =
claims
(b) Employment of Foreign Manpower Act & Employment o=
f Foreign Manpower Regulations
Wage structure for Work Permit, S=
-Pass and Employment Pass holders
Payment of wages for Work Permit holde=
rs
Employer's medical liability for Work Permit and S-Pass holders
(c=
) Work Injury and Compensation Act
Employer’s obliga=
tions for work injury, medical treatment and =
compensation in relation to payment for medical leave, =
medical expenses and compensation for incapacity=
(d) Central Provident Fund Act
CPF contribution rates
Defin=
ition of wages and contribution
Considerations for commission payments, =
etc.
Common mistakes in making CPF contributions
(e) Income Tax Act&n=
bsp;
Tax clearance for foreigners and annual income submissions
Dat=
e : Friday, 12 December 2025
Venue : Hotel venue to be confirmed
Time :=
9:00am to 5:00pm (Registration starts at 8:45am)
Fee : $450=
per participant (Course Materials, Stationery, Buffet Lunch and Refreshm=
ents will be provided)
To sign up for the workshop, please&nb=
sp;register online so that we may reser=
ve a seat for you. Once we have received your =
registration details, we will send you a confirmation =
email along with an invoice to facilitate your=
payment.
In the coming weeks, KC Academy will be conducting the followi=
ng workshops:
HRM / HRD
Essential Skills for New Ma=
nagers on 6 Mar (Fri)
Practical Strategies for Preventing & Managing=
Workplace Conflicts on 13 Mar (Fri)
Employment Act & Its Practical =
Applications on 9 Apr (Thu)
Building High Performance Teams on 14 Apr (T=
ue)
Effective Interpersonal Skills in Managing Employees on 16 Apr (Thu)=
Comp & Ben / Payroll
How to Complete IR8A & IR21 on 28 Jan=
(Wed)
Soft Skills
Managing Stress & Staying Positi=
ve in the Workplace on 5 Dec (Fri)
Leveraging ChatGPT to Boost Critical =
Thinking, Problem-Solving & Creativity on 12 Dec (Fri)
Impactful Pre=
sentation Skills on 16 Dec (Tue)
Essentials of Email Writing & Etiqu=
ette on 21 Jan (Wed)
Communicate Effectively Using the 6D Approach on 29=
Jan (Thu)
Effective Business Writing Skills on 12 Mar (Thu)
Handling D=
ifficult People Effectively on 12 Mar (Thu)
Flourishing at Work with Pos=
itive Psychology on 10 Apr (Fri)
Effective Negotiation Skills on 17 Apr =
(Fri)
Avoiding Common Grammar Mistakes in Business Writing on 15 May (Fr=
i)
Keys to Instant Rapport - Effective Communication for Better Working =
Relationships on 23 Jun (Tue)
For more information about these worksho=
ps and to download the registration forms, please visit www.kcacadem=
y.com.sg.
In the mean time, if you have any enquiries, I'll be glad to a=
nswer them on tel: 6293 9068.
Looking forward to your participation in o=
ur workshops!
Jay GohKC Academy Pte LtdTel: 6293 9068We've moved! We're =
now located at:960 Dunearn Road #06-25 Singapore 589486WEBSITE: =
;https://www.kcacademy.com.sg Note: To unsubscribe from this mailing=
list, please reply to this message and indicate UNSUBSCRIBE in the subje=
ct header.
--=_mMfbvQcPWUGHm76cqyOpSpFCXP13-aGgOvCOv3ArW1fpmCZV
Content-Type: text/html; charset=iso-8859-15
Content-Transfer-Encoding: quoted-printable
<div lang=3D"x-western">
<p><span style=3D"font-size: small;">Payroll =
administration is an important aspect of HR m=
anagement. Tax and labour laws govern payroll issues,=
so competency in these areas and knowledge of =
best practices are essential. The <strong>Payroll Administr=
ation</strong> workshop by KC Academy i=
s an introductory workshop that will introduce the =
key concepts of payroll administration to particip=
ants and equip them with the knowledge to establ=
ish a payroll administration framework, elim=
inate/minimise payroll problems, face payroll questio=
ns and answer them confidently, as well as beco=
me proficient in computing payroll and overall =
payroll administration. </span></p>
<p><span style=3D"font=
-size: small;"><span style=3D"font-size: small;"><strong>Trainer: <a=
href=3D"https://kcacademy.com.sg/trainers/noel-khng" target=3D"_blank">M=
r Noel Khng (view profile)</a></strong> </span></span></p>
<p><span=
style=3D"font-size: small;"><span style=3D"font-size: small;"><span styl=
e=3D"font-size: small;"><strong>Key Topics:</strong> </span></span><=
/span></p>
<ul>
<li><span style=3D"font-size: small;"><span style=3D"fo=
nt-size: small;"><span style=3D"font-size: small;">Payroll administration=
- objectives and stakeholders</span></span></span></li>
<li><span style=
=3D"font-size: small;"><span style=3D"font-size: small;"><span style=3D"f=
ont-size: small;">Identifying an employer-employee relationship</span></s=
pan></span></li>
<li><span style=3D"font-size: small;"><span style=3D"fo=
nt-size: small;"><span style=3D"font-size: small;">Latest changes to labo=
ur laws impacting payroll administration</span></span></span></li>
<li><=
span style=3D"font-size: small;"><span style=3D"font-size: small;"><span =
style=3D"font-size: small;">Communicating the payroll compliance requirem=
ents to various stakeholders</span></span></span></li>
<li><span style=3D=
"font-size: small;"><span style=3D"font-size: small;"><span style=3D"font=
-size: small;">Applying the relevant legislation to payroll, including:&n=
bsp;</span></span></span></li>
</ul>
<p><span style=3D"font-size: small=
;"><span style=3D"font-size: small;"><span style=3D"font-size: small;"><s=
trong>(a) Employment Act</strong> </span></span></span></p>
<ol>
<=
li><span style=3D"font-size: small;"><span style=3D"font-size: small;"><s=
pan style=3D"font-size: small;">Salary structures for locals and foreigne=
rs, authorised deductions</span></span></span></li>
<li><span style=3D"f=
ont-size: small;"><span style=3D"font-size: small;"><span style=3D"font-s=
ize: small;">Calculating payments of monthly / weekly / dai=
ly / hourly wages, notice pay, rest day / PH w=
ork, encashment of annual leave, maternity leave=
and NS claims </span></span></span></li>
</ol>
<p><span =
style=3D"font-size: small;"><span style=3D"font-size: small;"><span style=
=3D"font-size: small;"><strong>(b) Employment of Foreign Manpower Act &am=
p; Employment of Foreign Manpower Regulations</strong> </span></span=
></span></p>
<ol>
<li><span style=3D"font-size: small;"><span style=3D"=
font-size: small;"><span style=3D"font-size: small;">Wage structure for W=
ork Permit, S-Pass and Employment Pass holders</span></span></span></li>
=
<li><span style=3D"font-size: small;"><span style=3D"font-size: small;">=
<span style=3D"font-size: small;">Payment of wages for Work Permit holder=
s</span></span></span></li>
<li><span style=3D"font-size: small;"><span =
style=3D"font-size: small;"><span style=3D"font-size: small;">Employer's =
medical liability for Work Permit and S-Pass holders</span></span></span>=
</li>
</ol>
<p><span style=3D"font-size: small;"><span style=3D"font-si=
ze: small;"><span style=3D"font-size: small;"><strong>(c) Work Injury and=
Compensation Act</strong> </span></span></span></p>
<ol>
<li><spa=
n style=3D"font-size: small;"><span style=3D"font-size: small;"><span sty=
le=3D"font-size: small;">Employer’s obligations for work =
injury, medical treatment and compensation in =
relation to payment for medical leave, medical =
expenses and compensation for incapacity</span></span></spa=
n></li>
</ol>
<p><span style=3D"font-size: small;"><span style=3D"font-=
size: small;"><span style=3D"font-size: small;"><strong>(d) Central Provi=
dent Fund Act</strong> </span></span></span></p>
<ol>
<li><span st=
yle=3D"font-size: small;"><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">CPF contribution rates</span></span></span></li>
<li=
><span style=3D"font-size: small;"><span style=3D"font-size: small;"><spa=
n style=3D"font-size: small;">Definition of wages and contribution</span>=
</span></span></li>
<li><span style=3D"font-size: small;"><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Considerations for =
commission payments, etc.</span></span></span></li>
<li><span style=3D"f=
ont-size: small;"><span style=3D"font-size: small;"><span style=3D"font-s=
ize: small;">Common mistakes in making CPF contributions</span></span></s=
pan></li>
</ol>
<p><span style=3D"font-size: small;"><span style=3D"fon=
t-size: small;"><span style=3D"font-size: small;"><strong>(e) Income Tax =
Act</strong> </span></span></span></p>
<ol>
<li><span style=3D"fon=
t-size: small;"><span style=3D"font-size: small;"><span style=3D"font-siz=
e: small;">Tax clearance for foreigners and annual income submissions</sp=
an></span></span></li>
</ol>
<p><strong><span style=3D"font-size: small=
;"><span style=3D"font-size: small;"><span style=3D"font-size: small;">Da=
te : Friday, 12 December 2025<br /></span></span></span></strong></p>
<p=
><strong><span style=3D"font-size: small;"><span style=3D"font-size: smal=
l;"><span style=3D"font-size: small;">Venue : <strong>Hotel venue to be c=
onfirmed</strong></span></span></span></strong></p>
<p><span style=3D"fo=
nt-size: small;"><span style=3D"font-size: small;"><span style=3D"font-si=
ze: small;"><strong>Time : 9:00am to 5:00pm (Registration starts at 8:45a=
m)</strong> <strong> </strong></span></span></span></p>
<p><sp=
an style=3D"font-size: small;"><span style=3D"font-size: small;"><span st=
yle=3D"font-size: small;"><strong>Fee : $450 per participant (</strong><s=
trong>Course Materials, Stationery, Buffet Lunch and Refreshments will be=
provided)</strong> </span></span></span></p>
<p><span style=3D"fon=
t-size: small;"><span style=3D"font-size: small;"><span style=3D"font-siz=
e: small;">To sign up for the workshop, <strong>please </strong=
><strong><a href=3D"https://kcacademy.com.sg/workshops/payroll-administra=
tion" target=3D"_blank">register online</a></strong> so =
that we may reserve a seat for you. Once we have =
received your registration details, we will se=
nd you a confirmation email along with an in=
voice to facilitate your payment.</span></span></span></p>
<p>=
<span style=3D"font-size: small;"><span style=3D"font-size: small;"><span=
style=3D"font-size: small;">In the coming weeks, KC Academy will be cond=
ucting the following workshops: </span></span></span></p>
<p><span =
style=3D"font-size: small;"><span style=3D"font-size: small;"><span style=
=3D"font-size: small;"><strong>HRM / HRD</strong> </span></spa=
n></span></p>
<ul>
<li><span style=3D"font-size: small;"><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Essential Skills fo=
r New Managers on 6 Mar (Fri)</span></span></span></li>
<li><span style=3D=
"font-size: small;"><span style=3D"font-size: small;"><span style=3D"font=
-size: small;">Practical Strategies for Preventing & Managing Workpla=
ce Conflicts on 13 Mar (Fri)</span></span></span></li>
<li><span style=3D=
"font-size: small;"><span style=3D"font-size: small;"><span style=3D"font=
-size: small;">Employment Act & Its Practical Applications on 9 Apr (=
Thu)</span></span></span></li>
<li><span style=3D"font-size: small;"><sp=
an style=3D"font-size: small;"><span style=3D"font-size: small;">Building=
High Performance Teams on 14 Apr (Tue)</span></span></span></li>
<li><s=
pan style=3D"font-size: small;"><span style=3D"font-size: small;"><span s=
tyle=3D"font-size: small;">Effective Interpersonal Skills in Managing Emp=
loyees on 16 Apr (Thu)</span></span></span></li>
</ul>
<p><strong><span=
style=3D"font-size: small;"><span style=3D"font-size: small;"><span styl=
e=3D"font-size: small;">Comp & Ben / Payroll</span></span></span></st=
rong></p>
<ul>
<li><span style=3D"font-size: small;"><span style=3D"fon=
t-size: small;"><span style=3D"font-size: small;">How to Complete IR8A &a=
mp; IR21 on 28 Jan (Wed)</span></span></span></li>
</ul>
<p><span style=
=3D"font-size: small;"><span style=3D"font-size: small;"><span style=3D"f=
ont-size: small;"><strong>Soft Skills</strong> </span></span><=
/span></p>
<ul>
<li><span style=3D"font-size: small;"><span style=3D"fo=
nt-size: small;">Managing Stress & Staying Positive in the Workplace =
on 5 Dec (Fri)</span></span></li>
<li><span style=3D"font-size: small;">=
<span style=3D"font-size: small;"><span style=3D"font-size: small;">Lever=
aging ChatGPT to Boost Critical Thinking, Problem-Solving & Creativit=
y on 12 Dec (Fri)</span></span></span></li>
<li><span style=3D"font-size=
: small;"><span style=3D"font-size: small;"><span style=3D"font-size: sma=
ll;">Impactful Presentation Skills on 16 Dec (Tue)</span></span></span></=
li>
<li><span style=3D"font-size: small;"><span style=3D"font-size: smal=
l;"><span style=3D"font-size: small;">Essentials of Email Writing & E=
tiquette on 21 Jan (Wed)</span></span></span></li>
<li><span style=3D"fo=
nt-size: small;"><span style=3D"font-size: small;"><span style=3D"font-si=
ze: small;">Communicate Effectively Using the 6D Approach on 29 Jan (Thu)=
</span></span></span></li>
<li><span style=3D"font-size: small;"><span s=
tyle=3D"font-size: small;"><span style=3D"font-size: small;">Effective Bu=
siness Writing Skills on 12 Mar (Thu)</span></span></span></li>
<li><spa=
n style=3D"font-size: small;"><span style=3D"font-size: small;"><span sty=
le=3D"font-size: small;">Handling Difficult People Effectively on 12 Mar =
(Thu)</span></span></span></li>
<li><span style=3D"font-size: small;"><s=
pan style=3D"font-size: small;"><span style=3D"font-size: small;">Flouris=
hing at Work with Positive Psychology on 10 Apr (Fri)</span></span></span=
></li>
<li><span style=3D"font-size: small;"><span style=3D"font-size: s=
mall;"><span style=3D"font-size: small;">Effective Negotiation Skills on =
17 Apr (Fri)</span></span></span></li>
<li><span style=3D"font-size: sma=
ll;"><span style=3D"font-size: small;"><span style=3D"font-size: small;">=
Avoiding Common Grammar Mistakes in Business Writing on 15 May (Fri)</spa=
n></span></span></li>
<li><span style=3D"font-size: small;"><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Keys to Instant Rap=
port - Effective Communication for Better Working Relationships on 23 Jun=
(Tue)</span></span></span></li>
</ul>
<p><span style=3D"font-size: sma=
ll;"><span style=3D"font-size: small;"><span style=3D"font-size: small;">=
For more information about these workshops and to download the registrati=
on forms, please visit <a href=3D"https://kcacademy.com.sg/" target=3D=
"_blank">www.kcacademy.com.sg</a>.</span></span></span></p>
<p><span sty=
le=3D"font-size: small;"><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">In the mean time, if you have any enquiries, I'll be =
glad to answer them on tel: 6293 9068.</span></span></span></p>
<p><span=
style=3D"font-size: small;"><span style=3D"font-size: small;"><span styl=
e=3D"font-size: small;">Looking forward to your participation in our work=
shops!</span></span></span></p>
<address><address><span style=3D"font-si=
ze: small;"><span style=3D"font-size: small;"><span style=3D"font-size: s=
mall;">Jay Goh</span></span></span></address><address><span style=3D"font=
-size: small;"><span style=3D"font-size: small;"><span style=3D"font-size=
: small;">KC Academy Pte Ltd</span></span></span></address><address><span=
style=3D"font-size: small;"><span style=3D"font-size: small;"><span styl=
e=3D"font-size: small;">Tel: 6293 9068</span></span></span></address><add=
ress><strong><span style=3D"font-size: small;"><span style=3D"font-size: =
small;"><span style=3D"font-size: small;">We've moved! We're now located =
at:</span></span></span></strong></address><address><span style=3D"font-s=
ize: small;"><span style=3D"font-size: small;"><span style=3D"font-size: =
small;">960 Dunearn Road #06-25 Singapore 589486</span></span></span=
></address><address><span style=3D"font-size: small;"><span style=3D"font=
-size: small;"><span style=3D"font-size: small;">WEBSITE: <a href=3D=
"https://kcacademy.com.sg/" target=3D"_blank">https://www.kcacademy.com.s=
g</a></span></span></span></address><address><span style=3D"font-size: sm=
all;"><span style=3D"font-size: small;"><span style=3D"font-size: small;"=
> </span></span></span></address><address><span style=3D"font-size: =
small;"><span style=3D"font-size: small;"><span style=3D"font-size: small=
;"><strong>Note: To unsubscribe from this mailing list, please reply to t=
his message and indicate UNSUBSCRIBE in the subject header.</strong> =
; </span></span></span></address></address></div>
--=_mMfbvQcPWUGHm76cqyOpSpFCXP13-aGgOvCOv3ArW1fpmCZV--