MOON
Server: Apache/2.2.21 (Unix) mod_ssl/2.2.21 OpenSSL/0.9.8e-fips-rhel5 mod_auth_passthrough/2.1 mod_bwlimited/1.4
System: Linux vps.panamaemb.org.sg 3.10.0-1160.80.1.vz7.191.4 #1 SMP Thu Dec 15 20:31:06 MSK 2022 x86_64
User: panama (500)
PHP: 5.2.17
Disabled: NONE
Upload Files
File: /home/panama/mail/panamaemb.org.sg/issccsr/new/1660617294.H715963P9673.vps.panamaemb.org.sg,S=45247
Return-path: <mailer@sgmailx.com>
Envelope-to: issccsr@panamaemb.org.sg
Delivery-date: Tue, 16 Aug 2022 10:34:54 +0800
Received: from spfilter-2.secure-dns.net ([72.18.146.82]:43078)
	by vps.panamaemb.org.sg with esmtps (TLSv1:DHE-RSA-AES256-SHA:256)
	(Exim 4.87)
	(envelope-from <mailer@sgmailx.com>)
	id 1oNmPu-0002Ut-3t
	for issccsr@panamaemb.org.sg; Tue, 16 Aug 2022 10:34:54 +0800
X-DKIM-Failure: bodyhash_mismatch
Received: from sgmailx.com ([64.20.55.83])
	by spfilter-2.secure-dns.net with esmtps (TLSv1.2:AES128-GCM-SHA256:128)
	(Exim 4.92)
	(envelope-from <mailer@sgmailx.com>)
	id 1oNmOb-0004je-FZ
	for issccsr@panamaemb.org.sg; Mon, 15 Aug 2022 20:34:12 -0600
Received: from ns3.paracleese.net (kcacademy.biz [209.159.152.194])
	(Authenticated sender: mailer@sgmailx.com)
	by sgmailx.com (Postfix) with ESMTPA id A986F6A50D8
	for <issccsr@panamaemb.org.sg>; Tue, 16 Aug 2022 10:02:07 +0800 (+08)
DKIM-Filter: OpenDKIM Filter v2.11.0 sgmailx.com A986F6A50D8
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=sgmailx.com;
	s=dkim2k; t=1660615327;
	bh=3fnlQvl5wH7dIOZPvKzW1fWMVTMFN9bY20SdZtkuKS4=;
	h=Subject:From:To:Date:From;
	b=M8I9hZmd2MJLiqgWBDSLLLEUirgg+mVK3g/1Af6tm/I2TUZ/4qVJRc7SrJWYCQSs4
	 bBy69fDIuDrgjIYZVs1xqWxtb/BGMa6SVcrITu9894AJBlNFk/xmjYoRWWRAhvhCQ8
	 yLUpAoACSqZs09NhyjTIQ9foCduYuKROj6TzUeoOv5ZU0vbbO2IOWxVkG50GhYKTCc
	 v4u4FXZNV57I5CUnmPursB1VOMudeBCV0/u1Wudto68yswhYh+4KclUQmGc0Fc9oZD
	 q/xclH/JFbQwW7572+/T0N2C+royt1KRVyDP6jFN0eYVKy48Le6ePyBCOevelz4Z86
	 /PtowCDkpqS/Q==
Subject: =?ISO-8859-1?Q?=3C_A_D_V_=3E_24_Aug_=7C_Finance_for_Non-Finance_w?=
 =?ISO-8859-1?Q?orkshop?=
From: Takx Training by Takx Solutions <mailer@sgmailx.com>
To: issccsr@panamaemb.org.sg
Date: Tue, 16 Aug 2022 10:19:09 +0800
Mime-Version: 1.0
Content-Type: multipart/alternative; 
 boundary="=_tWL-TZINxSEn8k4FU01I9Oc-wp3fxyt588jgVIWeMIyphNlD"
Received-SPF: pass (spfilter-2.secure-dns.net: domain of sgmailx.com designates 64.20.55.83 as permitted sender) client-ip=64.20.55.83; envelope-from=mailer@sgmailx.com; helo=sgmailx.com;
X-SPF-Result: spfilter-2.secure-dns.net: domain of sgmailx.com designates 64.20.55.83 as permitted sender
Authentication-Results: spfilter-2.secure-dns.net;
	iprev=pass (sgmailx.com) smtp.remote-ip=64.20.55.83;
	spf=pass smtp.mailfrom=sgmailx.com;
	dkim=fail (body hash mismatch; body probably modified in transit)
		 header.d=sgmailx.com header.s=dkim2k header.a=rsa-sha256;
	dmarc=pass header.from=sgmailx.com
Authentication-Results:  secure-dns.net; spf=pass smtp.mailfrom=mailer@sgmailx.com; dkim=fail (bodyhash_mismatch) header.i=sgmailx.com
X-SpamExperts-Class: unsure
X-SpamExperts-Evidence: Combined (0.90)
X-Recommended-Action: accept
X-Filter-ID: Mvzo4OR0dZXEDF/gcnlw0XhDJBKSb5F840Cnh5cyYcOpSDasLI4SayDByyq9LIhVgdL/Bh+LyhDW
 cBk/pMphukTNWdUk1Ol2OGx3IfrIJKywOmJyM1qr8uRnWBrbSAGDjUKuU1QALjQRxCVGas64hner
 sAxif3F9DXlPCPa9l95iphQtsj3f4f5SbDh3Z7/wWmuNA8WTybi1JN85FSnfKXOZj+m3kjR2yjEF
 dVH24gTy44GssmtQfFfaYOfEZ1Dl69YjqM1Z9qeHdzH22wVDqutUr7t8xgpYAZ+scurFXSx4TQcV
 QgiG6SF3sf2EqLhRoGF0al1F7wyraMC3SQqg5dJd3fe0yxxeAfy0cHN5syFwHGhbHOns7Hva4MDW
 ZJpKrHwcWEgblbdZUgZehn+adZbCWw9sjSZyT+vp0QiCj2dEruXBOth6CnLv/z7ooylnssaBp4qr
 CXGLR/Fwtm82a+WBOXp8nHKe0R+FkIqN7hlJY/E9PivIVZDvLzV3CfkcDdwcSDTLatFFgbGfHwRn
 RB7lAnB94HxoyuzObyBmweAjFlFUDgXm9+wXZwnj/l182OUMeHyTpNN0eXybX/w7/+yp3+uy1oEL
 ow6wpSUBbleT/r0d86xdVbw6pnCJyJxgQMPM+1eFNh+wZ8r66tyL5gY9aWQL8C0Bys06v6JmnA3d
 sZjcHbH765K1BVgGhcak8oXshP4WQN5opyrv8dK4aT56+qkgJ0D5Nzgil1EQMIXvl9y5b/eUOYNl
 nteAGG6cDU6ZJQAwQXZ6OrzDBea5/l2jZAOanSBpz6Rja2u/0jJC3VpPfmv0oz8ffGbImVuvrlkE
 3aAqWVZMOtIjXbBoKSn01yNUHMlu5O/Cwke8Yu4BY9zMoNij6JSU2SYDZVRiGyfCtRo4HqHsabmV
 M5jJmyrvwMGHTZZwkXea5ea2wCd7S+JnZGho6Lb9HJM7U1/zeT9K4cQCpHmFDnfVMALVdfqlgmQR
 4rqJnHORNKyAqlk=
X-Report-Abuse-To: spam@spfilter-1.secure-dns.net

This is a multi-part message in MIME format. Your mail reader does not
understand MIME message format.
--=_tWL-TZINxSEn8k4FU01I9Oc-wp3fxyt588jgVIWeMIyphNlD
Content-Type: text/plain; charset=iso-8859-15
Content-Transfer-Encoding: quoted-printable


TAKX Solutions will be conducting the&nbsp;Understanding Financial Stat=
ements for Non-Finance Personnel&nbsp;workshop  on Wednesday, 24 August 2=
022. Designed to provide basic knowledge of  accounting and finance for e=
xecutives and managers in marketing,  operations, HR and IT, entrepreneur=
s and self-employed professionals  with non-finance background, this work=
shop demystifies finance by  explaining simply and clearly what the key f=
inancial statements mean,  how they work and relate to each other and how=
 to apply key management  ratios to evaluate the strengths and weaknesses=
 of the business  operations. Published accounts of public-listed compani=
es and corporate  development, both local and overseas, will be used to f=
acilitate  practical learning.&nbsp;




Key Topics:
Learning about=
 Financial Statements=20

Nature &amp; role of accounting
Desirable qu=
alities of a financial report
Accounting as an information system
Finan=
cial &amp; management accounting compared
Fundamental accounting assumpt=
ions
Accounting policies
Objectives of financial statements: User group=
s &amp; their areas of interest

Basic Financial Statements&nbsp;
(1) =
Balance Sheet

Source &amp; use of funds approach
Vertical format pres=
entation
Current assets
Fixed assets
Liabilities
Shareholders' funds
=

Capital employed
Net worth
Working capital
Long &amp; short balance s=
heet analysis

(2) Profit &amp; Loss Account

Timing adjustments
Dis=
tribution or appropriation of profits

(3) Cash Flow Statement

Opera=
ting cash cycle
Relationship between depreciation &amp; cash flow
Non-o=
perating cash outflows &amp; inflows&nbsp;

Interpreting Auditors' Repo=
rts

Objectives &amp; scope of audit
Reasonable assurance
True &amp; =
fair view
Auditors' opinion: Unqualified, emphasis of matters, qualified=
, disclaimer, adverse opinion&nbsp;

Analysing Performance of an Enterp=
rise
(1) Liquidity Ratios

Importance of liquidity
Application, case =
studies &amp; interpretation techniques

(2) Profitability Ratios

Im=
portance of profitability
Return on investment
Drivers of margin on sal=
es
Drivers of sales to total assets
Operating profit model
Application=
, case studies &amp; interpretation techniques

(3) Solvency Ratios

=
Importance of solvency
Application, case studies &amp; interpretation te=
chniques

(4) Asset Management
(5) Ratios

Importance of asset manag=
ement
Application, case studies &amp; interpretation techniques

(6) S=
tock Market Ratios

Application, case studies &amp; interpretation tech=
niques&nbsp;

Trainer:&nbsp;Mr Lim Kaim Soon (view profile)&nbsp;
Date=
 : Wednesday, 24 August 2022
Venue : Carlton Hotel, 76 Bras Basah Road&n=
bsp;
Time : 9:00am to 5:00pm (Registration starts at 8:45am)&nbsp;
Fee =
: $328 per participant (inclusive of Course Materials, Writing Stationery=
, Buffet Lunch and Refreshments)&nbsp;
Types of Funding available&nbsp;
=

1)&nbsp;SDF Funding&nbsp;&nbsp;&nbsp; $14 per participant is available f=
or company-sponsored participants who are Singaporeans/PRs&nbsp; &nbsp; F=
or more information, please visit&nbsp;www.ssg.gov.sg/programmes-and-init=
iatives/funding/funding-for-employer-based-training.html&nbsp;
2)&nbsp;S=
killsFuture Credit&nbsp;
&nbsp;&nbsp;&nbsp;You may utilise your SkillsFu=
ture  Credit to fund the course fee of this workshop. It must be an  indi=
vidual-initiated attendance and not under company training  arrangement.&=
nbsp;&nbsp;&nbsp; For more information, please visit&nbsp;www.myskillsfut=
ure.gov.sg/content/portal/en/career-resources/career-resources/education-=
career-personal-development/SkillsFuture_Credit.html=20
To sign up for t=
he workshop,&nbsp;please&nbsp;register&nbsp;online&nbsp;so  that we may r=
eserve a seat for you. Once we have received your  registration details, =
we will send you a confirmation email along with  an invoice to facilitat=
e your payment.&nbsp;
Since     2007, TAKX   Solutions has trained more =
than 15,000 participants  from    over 6,000   organisations with our ran=
ge of GST, tax, finance,  risk    management and   international trade do=
cumentation workshops. In  the    coming weeks, Takx   Solutions will be =
conducting the following     workshops:&nbsp;
&nbsp;
Taxation&nbsp;

=





































=





































=





































=





































=





































=





































=





































=





































=





































=





































=





































=
































Mastering =
the Basic &amp; Intermediate Concepts of GST on 25 Aug (Thu)
Introductio=
n to Transfer Pricing on 26 Aug (Fri)
Preparing for GST Rate Change webi=
nar on 9 Sep (Fri)
How to Complete IR8A &amp; IR21 on 9 Sep (Fri) - cond=
ucted by our sister company KC Academy, please visit&nbsp;www.kcacademy.c=
om.sg&nbsp;for details
Withholding Tax on 16 Sep (Fri)
Preparing for GS=
T Rate Change (classroom-based) on 29 Sep (Thu)
GST: Zero-Rating for Int=
ernational Services &amp; Exports on 17 Nov (Thu)


Finance / Accounti=
ng&nbsp;=20

Introduction to Process Automation for Accountants with Po=
wer Query on 17 Aug (Wed)
Accounting for Deferred Tax on 23 Aug (Tue)
B=
usiness Writing to Collect Debts on 16 Sep (Fri)
Introduction to Data An=
alytics for Accountants with Power BI on 19 Oct (Wed)
Introduction to Co=
nsolidated Accounts on 20 Oct (Thu)

International Trade Documentation
=


Understanding Pitfalls in LC Transactions on 19 Aug (Fri)
Understandi=
ng Incoterms 2020 on 23 Sep (Fri)
Understanding the Essentials of Letter=
s of Credit on 14 Oct (Fri)
The Basics of Import/Export &amp; Internatio=
nal Trade on 19 Oct (Wed)
How to Handle Export LCs &amp; BLs: Understand=
ing the ISBP 745 &amp; Clarifications to UCP 600 on 25 Nov (Fri)


Fin=
ance for Non-Finance

Effective Cash Flow Management, Budgeting &amp; A=
nalysis on 20 Sep (Tue)
























=































&nbsp;To fi=
nd out more about these workshops and to download the registration forms,=
 please visit&nbsp;&nbsp;www.takx.com.sg
















=





































=





































=





































=





































=





































=





































=





































=





































=





































=





































=





































=





































=































In the mean =
time, if you have any enquiries, I'll be glad to answer them on tel: 6293=
 9068.&nbsp;&nbsp;
=20


Looking forward to your participation in our=
 workshop!&nbsp;
&nbsp;=20




Jay Goh&nbsp;TAKX Solutions Pte LtdT=
el: 6293 9068We've moved! We're now located at:&nbsp;960 Dunearn Road #06=
-25Singapore 589486WEBSITE:&nbsp;http://www.takx.com.sg&nbsp;





=
Note: To unsubscribe from this mailing list, please reply to this message=
 and indicate UNSUBSCRIBE in the subject header.












=


--=_tWL-TZINxSEn8k4FU01I9Oc-wp3fxyt588jgVIWeMIyphNlD
Content-Type: text/html; charset=iso-8859-15
Content-Transfer-Encoding: quoted-printable

<div lang=3D"x-western">
<p><span style=3D"font-size: small;">TAKX Solut=
ions will be conducting the&nbsp;<strong>Understanding Financial Statemen=
ts for Non-Finance Personnel&nbsp;</strong>workshop  on Wednesday, 24 Aug=
ust 2022. Designed to provide basic knowledge of  accounting and finance =
for executives and managers in marketing,  operations, HR and IT, entrepr=
eneurs and self-employed professionals  with non-finance background, this=
 workshop demystifies finance by  explaining simply and clearly what the =
key financial statements mean,  how they work and relate to each other an=
d how to apply key management  ratios to evaluate the strengths and weakn=
esses of the business  operations. Published accounts of public-listed co=
mpanies and corporate  development, both local and overseas, will be used=
 to facilitate  practical learning.&nbsp;</span></p>
<div>
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<p><str=
ong><span style=3D"font-size: small;"><span style=3D"font-size: small;">K=
ey Topics:</span></span></strong></p>
<span style=3D"font-size: small;">=
<strong>Learning about Financial Statements</strong><br /> </span>
<ul>
=

<li><span style=3D"font-size: small;"><span style=3D"font-size: small;">=
Nature &amp; role of accounting</span></span></li>
<li><span style=3D"fo=
nt-size: small;"><span style=3D"font-size: small;">Desirable qualities of=
 a financial report</span></span></li>
<li><span style=3D"font-size: sma=
ll;"><span style=3D"font-size: small;">Accounting as an information syste=
m</span></span></li>
<li><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">Financial &amp; management accounting compared</span>=
</span></li>
<li><span style=3D"font-size: small;"><span style=3D"font-s=
ize: small;">Fundamental accounting assumptions</span></span></li>
<li><=
span style=3D"font-size: small;"><span style=3D"font-size: small;">Accoun=
ting policies</span></span></li>
<li><span style=3D"font-size: small;"><=
span style=3D"font-size: small;">Objectives of financial statements: User=
 groups &amp; their areas of interest</span></span></li>
</ul>
<p><span=
 style=3D"font-size: small;"><span style=3D"font-size: small;"><strong>Ba=
sic Financial Statements</strong>&nbsp;</span></span></p>
<p><strong><sp=
an style=3D"font-size: small;"><span style=3D"font-size: small;">(1) Bala=
nce Sheet</span></span></strong></p>
<ul>
<li><span style=3D"font-size:=
 small;"><span style=3D"font-size: small;">Source &amp; use of funds appr=
oach</span></span></li>
<li><span style=3D"font-size: small;"><span styl=
e=3D"font-size: small;">Vertical format presentation</span></span></li>
=
<li><span style=3D"font-size: small;"><span style=3D"font-size: small;">C=
urrent assets</span></span></li>
<li><span style=3D"font-size: small;"><=
span style=3D"font-size: small;">Fixed assets</span></span></li>
<li><sp=
an style=3D"font-size: small;"><span style=3D"font-size: small;">Liabilit=
ies</span></span></li>
<li><span style=3D"font-size: small;"><span style=
=3D"font-size: small;">Shareholders' funds</span></span></li>
<li><span =
style=3D"font-size: small;"><span style=3D"font-size: small;">Capital emp=
loyed</span></span></li>
<li><span style=3D"font-size: small;"><span sty=
le=3D"font-size: small;">Net worth</span></span></li>
<li><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Working capital</sp=
an></span></li>
<li><span style=3D"font-size: small;"><span style=3D"fon=
t-size: small;">Long &amp; short balance sheet analysis</span></span></li=
>
</ul>
<p><strong><span style=3D"font-size: small;"><span style=3D"fon=
t-size: small;">(2) Profit &amp; Loss Account</span></span></strong></p>
=

<ul>
<li><span style=3D"font-size: small;"><span style=3D"font-size: sm=
all;">Timing adjustments</span></span></li>
<li><span style=3D"font-size=
: small;"><span style=3D"font-size: small;">Distribution or appropriation=
 of profits</span></span></li>
</ul>
<p><strong><span style=3D"font-siz=
e: small;"><span style=3D"font-size: small;">(3) Cash Flow Statement</spa=
n></span></strong></p>
<ul>
<li><span style=3D"font-size: small;"><span=
 style=3D"font-size: small;">Operating cash cycle</span></span></li>
<li=
><span style=3D"font-size: small;"><span style=3D"font-size: small;">Rela=
tionship between depreciation &amp; cash flow</span></span></li>
<li><sp=
an style=3D"font-size: small;"><span style=3D"font-size: small;">Non-oper=
ating cash outflows &amp; inflows&nbsp;</span></span></li>
</ul>
<p><st=
rong><span style=3D"font-size: small;"><span style=3D"font-size: small;">=
Interpreting Auditors' Reports</span></span></strong></p>
<ul>
<li><spa=
n style=3D"font-size: small;"><span style=3D"font-size: small;">Objective=
s &amp; scope of audit</span></span></li>
<li><span style=3D"font-size: =
small;"><span style=3D"font-size: small;">Reasonable assurance</span></sp=
an></li>
<li><span style=3D"font-size: small;"><span style=3D"font-size:=
 small;">True &amp; fair view</span></span></li>
<li><span style=3D"font=
-size: small;"><span style=3D"font-size: small;">Auditors' opinion: Unqua=
lified, emphasis of matters, qualified, disclaimer, adverse opinion&nbsp;=
</span></span></li>
</ul>
<p><strong><span style=3D"font-size: small;">=
<span style=3D"font-size: small;">Analysing Performance of an Enterprise<=
/span></span></strong></p>
<p><strong><span style=3D"font-size: small;">=
<span style=3D"font-size: small;">(1) Liquidity Ratios</span></span></str=
ong></p>
<ul>
<li><span style=3D"font-size: small;"><span style=3D"font=
-size: small;">Importance of liquidity</span></span></li>
<li><span styl=
e=3D"font-size: small;"><span style=3D"font-size: small;">Application, ca=
se studies &amp; interpretation techniques</span></span></li>
</ul>
<p>=
<strong><span style=3D"font-size: small;"><span style=3D"font-size: small=
;">(2) Profitability Ratios</span></span></strong></p>
<ul>
<li><span s=
tyle=3D"font-size: small;"><span style=3D"font-size: small;">Importance o=
f profitability</span></span></li>
<li><span style=3D"font-size: small;"=
><span style=3D"font-size: small;">Return on investment</span></span></li=
>
<li><span style=3D"font-size: small;"><span style=3D"font-size: small;=
">Drivers of margin on sales</span></span></li>
<li><span style=3D"font-=
size: small;"><span style=3D"font-size: small;">Drivers of sales to total=
 assets</span></span></li>
<li><span style=3D"font-size: small;"><span s=
tyle=3D"font-size: small;">Operating profit model</span></span></li>
<li=
><span style=3D"font-size: small;"><span style=3D"font-size: small;">Appl=
ication, case studies &amp; interpretation techniques</span></span></li>
=

</ul>
<p><strong><span style=3D"font-size: small;"><span style=3D"font-=
size: small;">(3) Solvency Ratios</span></span></strong></p>
<ul>
<li><=
span style=3D"font-size: small;"><span style=3D"font-size: small;">Import=
ance of solvency</span></span></li>
<li><span style=3D"font-size: small;=
"><span style=3D"font-size: small;">Application, case studies &amp; inter=
pretation techniques</span></span></li>
</ul>
<p><strong><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">(4) Asset Managemen=
t</span></span></strong></p>
<p><strong><span style=3D"font-size: small;=
"><span style=3D"font-size: small;">(5) Ratios</span></span></strong></p>=

<ul>
<li><span style=3D"font-size: small;"><span style=3D"font-size: s=
mall;">Importance of asset management</span></span></li>
<li><span style=
=3D"font-size: small;"><span style=3D"font-size: small;">Application, cas=
e studies &amp; interpretation techniques</span></span></li>
</ul>
<p><=
strong><span style=3D"font-size: small;"><span style=3D"font-size: small;=
">(6) Stock Market Ratios</span></span></strong></p>
<ul>
<li><span sty=
le=3D"font-size: small;"><span style=3D"font-size: small;">Application, c=
ase studies &amp; interpretation techniques&nbsp;</span></span></li>
</u=
l>
<p><span style=3D"font-size: small;"><span style=3D"font-size: small;=
"><strong>Trainer:&nbsp;<a href=3D"http://www.takx.com.sg/trainers/lim-ka=
im-soon/" target=3D"_blank">Mr Lim Kaim Soon (view profile)</a></strong>&=
nbsp;<strong><br /></strong></span></span></p>
<p><strong><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Date : Wednesday, 2=
4 August 2022</span></span></strong></p>
<p><span style=3D"font-size: sm=
all;"><span style=3D"font-size: small;"><strong>Venue : Carlton Hotel, 76=
 Bras Basah Road</strong>&nbsp;</span></span></p>
<p><span style=3D"font=
-size: small;"><span style=3D"font-size: small;"><strong>Time : 9:00am to=
 5:00pm (Registration starts at 8:45am)</strong>&nbsp;</span></span></p>
=

<p><span style=3D"font-size: small;"><span style=3D"font-size: small;"><=
strong>Fee : $328 per participant (inclusive of Course Materials, Writing=
 Stationery, Buffet Lunch and Refreshments)</strong>&nbsp;</span></span><=
/p>
<p><span style=3D"font-size: small;"><span style=3D"font-size: small=
;"><strong>Types of Funding available</strong><br /><strong>&nbsp;</stron=
g></span></span></p>
<p><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">1)&nbsp;<strong>SDF Funding</strong><br />&nbsp;&nbsp=
;&nbsp; $14 per participant is available for company-sponsored participan=
ts who are Singaporeans/PRs<br />&nbsp; &nbsp; For more information, plea=
se visit&nbsp;<a href=3D"https://www.ssg.gov.sg/programmes-and-initiative=
s/funding/funding-for-employer-based-training.html">www.ssg.gov.sg/progra=
mmes-and-initiatives/funding/funding-for-employer-based-training.html</a>=
&nbsp;</span></span></p>
<p><span style=3D"font-size: small;"><span styl=
e=3D"font-size: small;">2)&nbsp;<strong>SkillsFuture Credit</strong>&nbsp=
;</span></span></p>
<span style=3D"font-size: small;">&nbsp;&nbsp;&nbsp;=
You may utilise your SkillsFuture  Credit to fund the course fee of this =
workshop. It must be an  individual-initiated attendance and not under co=
mpany training  arrangement.<br />&nbsp;&nbsp;&nbsp; For more information=
, please visit&nbsp;<strong><a href=3D"https://www.myskillsfuture.gov.sg/=
content/portal/en/career-resources/career-resources/education-career-pers=
onal-development/SkillsFuture_Credit.html">www.myskillsfuture.gov.sg/cont=
ent/portal/en/career-resources/career-resources/education-career-personal=
-development/SkillsFuture_Credit.html</a></strong> </span>
<p><span styl=
e=3D"font-size: small;"><span style=3D"font-size: small;">To sign up for =
the workshop,&nbsp;<strong>please&nbsp;</strong><strong><a href=3D"https:=
//www.takx.com.sg/components/workshops/understanding-financial-statements=
-for-non-finance-personnel.html" target=3D"_blank">register&nbsp;online</=
a>&nbsp;</strong>so  that we may reserve a seat for you. Once we have rec=
eived your  registration details, we will send you a confirmation email a=
long with  an invoice to facilitate your payment.&nbsp;</span></span></p>=

<div lang=3D"x-western"><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">Since     2007, TAKX   Solutions has trained more tha=
n 15,000 participants  from    over 6,000   organisations with our range =
of GST, tax, finance,  risk    management and   international trade docum=
entation workshops. In  the    coming weeks, Takx   Solutions will be con=
ducting the following     workshops:&nbsp;</span></span></div>
<div lang=
=3D"x-western"><span style=3D"font-size: small;"><span style=3D"font-size=
: small;">&nbsp;</span></span></div>
<div lang=3D"x-western"><strong><sp=
an style=3D"font-size: small;"><span style=3D"font-size: small;">Taxation=
&nbsp;</span></span></strong></div>
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<ul>
<li><span style=3D"font-size: smal=
l;"><span style=3D"font-size: small;">Mastering the Basic &amp; Intermedi=
ate Concepts of GST on 25 Aug (Thu)</span></span></li>
<li><span style=3D=
"font-size: small;"><span style=3D"font-size: small;">Introduction to Tra=
nsfer Pricing on 26 Aug (Fri)</span></span></li>
<li><span style=3D"font=
-size: small;"><span style=3D"font-size: small;">Preparing for GST Rate C=
hange webinar on 9 Sep (Fri)</span></span></li>
<li><span style=3D"font-=
size: small;"><span style=3D"font-size: small;">How to Complete IR8A &amp=
; IR21 on 9 Sep (Fri) - conducted by our sister company KC Academy, pleas=
e visit&nbsp;<a href=3D"https://www.kcacademy.com.sg/components/workshops=
/how-to-complete-ir8a-and-ir21-15th-run.html">www.kcacademy.com.sg</a>&nb=
sp;for details</span></span></li>
<li><span style=3D"font-size: small;">=
<span style=3D"font-size: small;">Withholding Tax on 16 Sep (Fri)</span><=
/span></li>
<li><span style=3D"font-size: small;"><span style=3D"font-si=
ze: small;">Preparing for GST Rate Change (classroom-based) on 29 Sep (Th=
u)</span></span></li>
<li><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">GST: Zero-Rating for International Services &amp; Exp=
orts on 17 Nov (Thu)</span></span></li>
</ul>
</div>
<div lang=3D"x-we=
stern"><span style=3D"font-size: small;"><strong>Finance / Accounting&nbs=
p;</strong><br /> </span>
<ul>
<li><span style=3D"font-size: small;"><s=
pan style=3D"font-size: small;">Introduction to Process Automation for Ac=
countants with Power Query on 17 Aug (Wed)</span></span></li>
<li><span =
style=3D"font-size: small;"><span style=3D"font-size: small;">Accounting =
for Deferred Tax on 23 Aug (Tue)</span></span></li>
<li><span style=3D"f=
ont-size: small;"><span style=3D"font-size: small;">Business Writing to C=
ollect Debts on 16 Sep (Fri)</span></span></li>
<li><span style=3D"font-=
size: small;"><span style=3D"font-size: small;">Introduction to Data Anal=
ytics for Accountants with Power BI on 19 Oct (Wed)</span></span></li>
<=
li><span style=3D"font-size: small;"><span style=3D"font-size: small;">In=
troduction to Consolidated Accounts on 20 Oct (Thu)</span></span></li>
<=
/ul>
<p><strong><span style=3D"font-size: small;"><span style=3D"font-si=
ze: small;">International Trade Documentation</span></span></strong></p>
=

<ul>
<li><span style=3D"font-size: small;"><span style=3D"font-size: sm=
all;">Understanding Pitfalls in LC Transactions on 19 Aug (Fri)</span></s=
pan></li>
<li><span style=3D"font-size: small;"><span style=3D"font-size=
: small;">Understanding Incoterms 2020 on 23 Sep (Fri)</span></span></li>=

<li><span style=3D"font-size: small;"><span style=3D"font-size: small;"=
>Understanding the Essentials of Letters of Credit on 14 Oct (Fri)</span>=
</span></li>
<li><span style=3D"font-size: small;"><span style=3D"font-s=
ize: small;">The Basics of Import/Export &amp; International Trade on 19 =
Oct (Wed)</span></span></li>
<li><span style=3D"font-size: small;"><span=
 style=3D"font-size: small;">How to Handle Export LCs &amp; BLs: Understa=
nding the ISBP 745 &amp; Clarifications to UCP 600 on 25 Nov (Fri)</span>=
</span></li>
</ul>
</div>
<p><strong><span style=3D"font-size: small;"=
><span style=3D"font-size: small;">Finance for Non-Finance</span></span><=
/strong></p>
<ul>
<li><span style=3D"font-size: small;"><span style=3D"=
font-size: small;">Effective Cash Flow Management, Budgeting &amp; Analys=
is on 20 Sep (Tue)</span></span></li>
</ul>
</div>
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div=
 lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-weste=
rn">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-=
western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D=
"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div la=
ng=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<d=
iv lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"=
>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-wes=
tern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"=
x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western">=

<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-west=
ern">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x=
-western">
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lang=
=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"><span =
style=3D"font-size: small;"><span style=3D"font-size: small;">&nbsp;To fi=
nd out more about these workshops and to download the registration forms,=
 please visit&nbsp;&nbsp;<a href=3D"http://www.takx.com.sg/" target=3D"_b=
lank">www.takx.com.sg</a></span></span></div>
</div>
</div>
</div>
</=
div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</d=
iv>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</di=
v>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div=
>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<=
/div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</=
div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</d=
iv>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</di=
v>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div=
>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<=
/div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</=
div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</d=
iv>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</di=
v>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div=
>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<=
/div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</=
div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</d=
iv>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</di=
v>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div=
>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<=
/div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</=
div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</d=
iv>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</di=
v>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div=
>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<=
/div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</=
div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</d=
iv>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</di=
v>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div=
>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=

</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
=
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<=
/div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</=
div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</d=
iv>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</di=
v>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div=
>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>=

</div>
</div>
</div>
</div>
</div>
</div>
<p><span style=3D"font-=
size: small;"><span style=3D"font-size: small;">In the mean time, if you =
have any enquiries, I'll be glad to answer them on tel: 6293 9068.&nbsp;&=
nbsp;</span></span></p>
<p><span style=3D"font-size: small;"><span style=
=3D"font-size: small;"> </span></span></p>
<div lang=3D"x-western">
<di=
v lang=3D"x-western">
<p><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">Looking forward to your participation in our workshop=
!&nbsp;</span></span></p>
<address><span style=3D"font-size: small;">&nb=
sp; </span>
<div lang=3D"x-western">
<div lang=3D"x-western">
<div lan=
g=3D"x-western">
<div lang=3D"x-western">
<div lang=3D"x-western"><addr=
ess><span style=3D"font-size: small;"><span style=3D"font-size: small;">J=
ay Goh</span></span></address><address><span style=3D"font-size: small;">=
<span style=3D"font-size: small;">&nbsp;</span></span></address><address>=
<span style=3D"font-size: small;"><span style=3D"font-size: small;">TAKX =
Solutions Pte Ltd</span></span></address><address><span style=3D"font-siz=
e: small;"><span style=3D"font-size: small;">Tel: 6293 9068</span></span>=
</address><address><strong><span style=3D"font-size: small;"><span style=3D=
"font-size: small;">We've moved! We're now located at:&nbsp;</span></span=
></strong></address><address><span style=3D"font-size: small;"><span styl=
e=3D"font-size: small;">960 Dunearn Road #06-25</span></span></address><a=
ddress><span style=3D"font-size: small;"><span style=3D"font-size: small;=
">Singapore 589486</span></span></address><address><span style=3D"font-si=
ze: small;"><span style=3D"font-size: small;">WEBSITE:&nbsp;<a href=3D"ht=
tp://www.takx.com.sg/" target=3D"_blank">http://www.takx.com.sg</a>&nbsp;=
</span></span></address></div>
</div>
</div>
</div>
</div>
<div lang=
=3D"x-western">
<p><strong><span style=3D"font-size: small;"><span style=
=3D"font-size: small;">Note: To unsubscribe from this mailing list, pleas=
e reply to this message and indicate UNSUBSCRIBE in the subject header.</=
span></span></strong></p>
</div>
</address></div>
</div>
<div lang=3D=
"x-western">
<div lang=3D"x-western"><address>
<div lang=3D"x-western">=
</div>
</address></div>
</div>
</div>
</div>
</div>
</div>
</div>
--=_tWL-TZINxSEn8k4FU01I9Oc-wp3fxyt588jgVIWeMIyphNlD--